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Unlimited 2% Cash Rewards – Cardholders earn unlimited 2% cash rewards on purchases, with no categories to activate or income thresholds to track.
There are other cards that offer higher cash back rates on certain categories, and while they may be worth it, they require more effort. And they are often subject to a cap and limited in what purchases they apply to. The Wells Fargo Active Cash® Card is perfect for those who want an easy-to-use card that still offers high rewards: You’ll earn best-in-class flat rewards immediately on your purchases – with no limits or hoops. To jump through.
$200 Cash Rewards Welcome Offer — New Wells Fargo Active Cash® Card holders can earn a $200 Cash Rewards Welcome Offer just after spending $500 in purchases in the first three months. Not only is this a very competitive sign-up bonus for a card with no annual fee, but it’s one of the things that sets this Wells Fargo credit card apart from other 2% back cards. We have yet to find another credit card with a 2% unlimited cash rewards that also has a sign-up bonus.
0% APR intro offer for 15 months from account opening – New cardholders can enjoy a 0% intro APR on both new purchases and eligible balance transfers for a full 15 months from account opening. (After that period, rates of 20.24%, 25.24%, or 29.99% variable APR apply.) That’s a great offer, even compared to cards marketed for only a 0% intro APR. . This means this card will allow you to avoid interest and balance transfers on purchases until 2025!
Keep in mind that a balance transfer must be made within the first 120 days to qualify for the lower interest rate and lower balance transfer fees.
No Annual Fee –In many cases, higher reward rates mean higher annual fees. Not with the Wells Fargo Active Cash® Card, which has a $0 annual fee.
cell phone security –Since a typical cell phone can cost hundreds of dollars, it is a good idea to have some type of insurance. With this Wells Fargo card, you can get up to $600 of built-in cell phone protection just by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.
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